| Loan | First Loan | Second Loan | Third Loan | ||||||
| Age | Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 |
| Loan Tenure | Up to 30 years | Up to 30 years | 31-35 years | Up to 30 years | Up to 30 years | 31-35 years | Up to 30 years | Up to 30 years | 31-35 years |
| Maximum Loan To Value (LTV) Limit | 75% | 55% | 55% | 45% | 25% | 25% | 35% | 15% | 15% |
| Min Cash Down | 5% | 10% | 10% | 25% | 25% | 25% | 25% | 25% | 25% |
All Co-borrowers must be mortgagors. Also there is a Total Debt to Servicing Ratio of 60% based on a Stress Test Interest Rate at 3.5%